Hartmann Planning is a boutique privately owned financial advice business specialising in
personal comprehensive financial advice for over 700 clients nationwide.
We are privately owned ensuring we are positioned to provide you with advice you can trust. We are not
owned / and /or, do not represent a bank, life insurance company, fund manager, or superannuation
provider. You can be sure we put your interests before our own.
Our objective is to help you make smart decisions with your money so you achieve your financial goals.
We listen to your issues and take the time to understand your needs, concerns, and values with a
personalised approach, so our clients feel comfortable throughout the entire advice process.
We are experts in;
- Superannuation Advice and Planning
- Self-Managed Super Funds (SMSF)
- Asset Allocation
- Asset Protection
- Retirement Planning
- Personal Insurance - Life, TPD, Trauma, Income Protection
- Business Insurance – Buy/Sell, Key Man, and Business Expenses Insurance
- Risk Assessment and Management
- Investment Strategy and Advice
- Wealth Creation
- Tax (financial) advice
- Estate Planning strategies
- Cash Flow Analysis and Budgeting
- Debt Management Advice
- Portfolio Monitoring and Reviews
Privately owned – the benefits to you
We hold our own Australian Financial Service Licence (AFSL) and are free from many of the inherent
conflicts associated with an institutionally aligned network of advisers. Our commitment is to act in
the best interests of you, our client, and to act honestly, professionally, fairly and objectively in
the provision of financial services.
So why is conflict free advice important?
Investors want advice that is conflict free and delivered without a hidden agenda. Many advisers are
licensed through a larger parent company. This parent company often provides the products the adviser
sells. Advisers may also have ownership links or affiliations with product providers and are more likely
to use their products over another. They may also receive incentives to use certain product.
Some examples are:
- NAB owns MLC
- CBA owns Colonial First State
- Westpac owns BT Fund Manager and Asgard
- AMP, more obvious
At Hartmann Planning, we have our own Australian Financial Services Licence (AFSL) so we are free to
recommend any product that we believe will truly meet your needs. We are not constrained by having to
offer product’s that are wholly owned by a parent company. Our advice is conflict free.
With us, you can be confident that you are getting advice, not a sales pitch for a predetermined
product. The investments we recommended will be based on what you need. We choose for you the product
that best suits your needs.
Our Core Values
You can be sure we hold ourselves accountable to values that are uncompromised.
We believe:
- In putting the client’s interests before our own;
- In providing advice based on evidence and research;
- In maintaining our professional skills at a high level;
- In providing advice that can be trusted
- These values have enabled us to build strong and lasting relationships with our clients.
Your expectations for customer service will be exceeded
At Hartmann Planning, we do not have a financial solution in mind before you walk through the door.
We seek to understand your personal goals, and financial position in great detail before providing any
advice.
Our advice will be specifically for you and not a one size fits all plan. Our strategy will focus on
your needs, goals, concerns, and lifestyle and not provide standard advice for people your age.
We maintain an intimate ongoing relationship with each of our clients so they get all the care and
support they need to achieve what is important to you.
We believe strongly in upholding our philosophy of always being available to our clients regardless of
the size of their portfolio.
Hartmann Planning is a boutique company ran only by Tim and his wife, so you can ensure that there will
never be a third party making any decisions for you or for the company. We believe that our company is
your company.