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Couple in Nature

Pre-retirees

We understand that retirement is a significant milestone, often accompanied by a blend of excitement and uncertainty. Whether you're on the brink of retirement or have already taken the plunge, your primary concern is likely how to ensure your financial security for the years ahead.

Common Questions You May Have

  • How much do I need to retire comfortably?

  • How do I turn my superannuation into an income stream?

  • How can I maximize my income and benefits during retirement?

  • Will my money run out?

  • What if I want to leave money to my children/grandchildren?

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How We Help:
 

  • We develop a tailored financial roadmap that is reviewed and adjusted annually until your retirement begins. This plan takes into account your personal goals, current financial situation, and any changes in legislation that could impact your strategy.
     

  • Maximise your retirement income: Our strategies include transitioning your investments to higher income-yielding assets as you approach retirement, ensuring your money works as hard as possible for you. We also assist with superannuation contribution splitting and salary sacrificing to enhance your retirement savings.
     

  • Navigate Age Pension Benefits: Understanding the complexities of Centrelink benefits can be daunting. If applicable, help you navigate the system to maximize your Age Pension entitlements, ensuring that it complements your private income streams effectively.
     

  • We provide guidance on drawing income from your superannuation or other investments. Whether it's setting up an Account-Based Pension or exploring part-time income options, we tailor our advice to suit your needs.
     

  • Insurance and Borrowing Adjustments: As you get closer to retirement, we help you taper off personal insurance and reassess your investment borrowings, ensuring your financial strategy aligns with your retirement goals.

     

Why Choose Us?

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With a commitment to personalized service and a deep understanding of the retirement landscape, we are dedicated to helping you achieve a comfortable and worry-free retirement. Our experienced team work closely with you to ensure your financial plan is robust, has appropriate flexibility, and is optimized for what's most important to you.

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Take the Next Step

Ready to explore what great financial advice can do for you? Contact us today for a complimentary initial consultation. 

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